Per Woofun AI, the U.S. Senate has passed a significant bipartisan housing bill that includes a specific clause restricting central bank digital currency development. Chapter XI of the legislation explicitly prohibits the Federal Reserve from issuing a CBDC prior to 2030.

This regulatory constraint is embedded within broader housing policy measures and is anticipated to move swiftly through the House of Representatives. The bill is projected to be signed into law by the U.S. President, effectively establishing a decade-long moratorium on federal digital currency issuance.