Woofun AI reports that Zack Anderson, Chief Data and Analytics Officer of J.P. Morgan Payments, stated AI applications in banking are maturing, with agents operating invisibly to enhance payment flow efficiency and risk management. He noted that the proliferation of Agentic AI presents core challenges regarding the governance and auditability of 'machine authorization,' particularly for high-value transactions. Anderson emphasized that using AI to manage complex cross-border compliance rules offers a near-term opportunity to significantly reduce payment rejection rates. While current corporate AI investments focus on customer-facing interfaces, he identified 'Agentic Treasury' as a significant early opportunity, contingent upon further improvements in underlying data and governance infrastructure.