Woofun AI data shows that 62% of U.S. stablecoin holders converted their assets back into dollars because merchants refused to accept them. While 84% of respondents expressed a preference for shopping at businesses accepting stablecoins and 54% held them for future spending, adoption shows a sharp generational divide. The survey, conducted online in April 2026 among 251 U.S. crypto-owning adults, found that 88% of holders aged 18 to 34 hold stablecoins, compared to only 15% of those over 55.