Woofun AI data shows that mainstream centralized exchanges maintain a tiered yield structure where high returns apply only to small deposits. HTX offers an annualized yield of 10% on USDT for the 0-200 tier, dropping to 1.95% for larger amounts, while Bitget provides 6.25% for the 0-300 tier. Binance lists 4.54% for the 0-200 USDT tier, and OKX offers 1.63%. For USDC, HTX yields 8% for the 0-200 tier, Bitget offers 6.66% for the 0-300 tier, and Binance provides 6.51% for the 0-200 tier, with OKX at 1.68%.

Other stablecoin products include HTX USDT VIP tiers at 6%-9% and Bitget USDT VIP at 1.88% for the 0-300,000 tier. USDE yields range from 3% to 5% on HTX, 4.00% on Binance, and 1.81% on Bitget. HTX offers 4.00% for USDD, while Binance's U Product yields 8.53% for the 0-10,000 tier. These rates reflect current page displays and vary by platform rules.