The convergence of cross-border payments, on-chain transactions, and mainstream financial institution adoption is accelerating the transition of stablecoins from niche assets to a dominant global payment system.

This shift is compounded by the emergence of AI Agents, which have made machine-driven consumption a tangible reality for the first time. Historically, crypto finance, global payments, and corporate fund management operated in silos: on-chain assets failed to support real-world consumption, corporate cross-border flows remained inefficient, and AI Agents lacked secure, controllable payment mechanisms. Interlace is addressing these fragmentation issues by constructing a unified infrastructure that integrates stablecoin payments, corporate digital banking, asset management, virtual card issuance, and AI payment capabilities. This approach aims to transform stablecoins from mere on-chain assets into everyday payment tools, enabling digital assets to circulate freely within the traditional financial ecosystem.

Data compiled by Woofun AI indicates that Interlace is positioning itself as a critical node in this evolution, with a strategic roadmap targeting 2026 for the launch of two pivotal products: Agent Card and Scan to Pay. These initiatives are designed to expand Agentic Payment and stablecoin consumption scenarios, directly responding to the new competitive landscape. The Agent Card is engineered specifically for AI Agents, assigning independent virtual cards to each agent that support Visa and Mastercard networks. These cards cover diverse scenarios including cloud service subscriptions, advertising, API calls, travel, and procurement. Crucially, the system supports fine-grained consumption restrictions based on time, amount, and merchant category, ensuring agents operate within preset rules to mitigate payment risks. Through Interlace Agent Card Skills, complex integration code is eliminated, allowing frameworks like Claude and ChatGPT to access payment capabilities natively, thereby adapting payment systems to serve agents rather than just human users.

Concurrently, the Scan to Pay initiative facilitates the entry of stablecoins into real consumption systems, particularly in cross-border travel and digital service sectors. This feature provides local QR code payment capabilities for exchanges, wallets, and OTC platforms, enabling rapid access to emerging markets in Southeast Asia, Latin America, and Africa. Users can utilize USDT or USDC to scan local QR codes, with merchants receiving payments in local fiat currency while Interlace handles the automated fund conversion and settlement. The solution encapsulates backend exchange processes, offering a Web2-like experience that covers offline retail, dining, transportation, and complex B2B payments. By leveraging Interlace CaaS (Card as a Service) infrastructure, the platform links wallets, merchants, and card networks to ensure smooth cross-border interoperability, all underpinned by enterprise-level compliance systems integrating AML, KYC, and KYB protocols.

Beyond consumer-facing tools, Interlace is redefining corporate financial infrastructure through its Infinity Card and CaaS offerings. The Infinity Card combines global payment capabilities with corporate consumption management, allowing enterprises to issue virtual or physical cards with flexible permissions for different teams or business scenarios. It supports direct connections to corporate bank accounts and accepts both fiat and stablecoin top-ups, providing Web3 users with versatile options. Real-time expense management eliminates manual reimbursement processes, enhancing financial transparency. For platforms seeking to embed financial services, Interlace CaaS offers quick integration via APIs, supporting bulk card issuance and customized branding with over 30 card BINs. This infrastructure enables enterprises to launch branded financial systems in as little as 3 days through the Infinity Launch module, integrating accounts, crypto wallets, and payment capabilities without complex technical development.

Woofun AI notes that the expansion of enterprise banking capabilities is central to this strategy, with Interlace API-ifying account and fund management to support global teams and Web3 projects. The Business Account feature allows for the unified management of multi-currency accounts in USD, EUR, GBP, and HKD across different entities, supporting inflows and outflows of over 40 fiat currencies in more than 180 countries. This consolidates global fund distribution, channel agent commissions, and logistics payments onto a single platform.

Furthermore, the BaaS (Banking as a Service) offering embeds global multi-currency accounts and access to SWIFT, ACH, and local instant payment networks directly into enterprise products. This enables seamless international remittances, supplier payments, and operational expense management while maintaining strict compliance through integrated KYC, KYB, and AML systems.

The bridge between traditional finance and crypto assets is further solidified through Interlace's On/Off Ramp and security infrastructure. The On/Off Ramp facilitates exchanges between fiat currencies and mainstream cryptocurrencies like BTC and ETH, allowing enterprises to manage digital and fiat funds uniformly. This capability supports direct cryptocurrency consumption via the Infinity Card, effectively bridging on-chain assets with real-world payment scenarios. Security is paramount, with Interlace adhering to PCI DSS Level-1 certification and utilizing MPC wallet technology. An automated risk control system integrates KYT, comprehensive KYC, and real-time transaction monitoring to ensure safety. The platform holds financial licenses in the United States, Canada, and Hong Kong, continuing to expand its global regulatory footprint.

As the global fund network moves on-chain, Interlace is evolving from a payment tool provider to a comprehensive financial ecosystem. The Yield Treasury product addresses corporate fund efficiency by allowing idle funds in accounts to participate in financial management with yields up to 4%. This enables enterprises to manage fiat, stablecoin, and investment accounts on a single platform, facilitating real-time fund allocation for payments and operations. The one-stop financial ecosystem unifies global accounts, multi-currency payments, stablecoin circulation, and card issuance, eliminating the need for multiple platform switches. Woofun AI analysis suggests that this consolidation is critical for reducing reconciliation costs and accelerating global business implementation. Currently, Interlace's infrastructure serves more than 12,000 enterprises and over 160 active API clients, with a cumulative issuance of over 7 million cards and a transaction volume of $15 billion across more than 180 countries and regions.

The trajectory of global financial infrastructure is being reshaped by the synergy of AI Agents and stablecoins. Future transactions will increasingly occur between AI Agents and services, spanning on-chain and off-chain domains within global real-time fund networks. The focus for AI companies, Web3 teams, and global enterprises has shifted from simple payment execution to ensuring safe AI consumption, integrating stablecoins into real business scenarios, and managing on-chain and off-chain funds uniformly. Interlace is constructing the foundational layer for this new system, connecting bank accounts, payment systems, and on-chain fund networks to create a seamless, compliant, and efficient global financial environment.