Woofun AI reports that Consensys has launched the "Money Account", a self-custodial wallet built on the Monad blockchain. The product centers on the dollar-pegged stablecoin mUSD, enabling users to earn a floating annualized yield of up to approximately 4%. Funds are automatically allocated to decentralized lending protocols like Morpho, with Aave integration planned for the future. Unlike traditional DeFi interfaces, the account eliminates the need for manual fund transfers between protocols. Yields activate immediately upon deposit and can be utilized directly for token swaps, perpetual contracts, and prediction markets.