Bullish

X Money Expands to All U.S. Premium Subscribers Without Crypto

2026-07-28 13:10:41

X Money access widens to all U.S. Premium users for fiat P2P payments. Crypto remains absent despite Elon Musk's prior hints and design leadership ties.

Woofun AI reports that X has extended access to its financial application, X Money, to all U.S.-based Premium and Premium+ subscribers. The service facilitates peer-to-peer transactions via bank transfers and debit cards within the platform, marking a shift from its previous limited testing phase. Although CEO Elon Musk has previously indicated interest in integrating digital assets, the current iteration excludes cryptocurrency functionality. This omission likely stems from regulatory complexities surrounding money transmitter licenses and securities laws in the United States. Despite Benji Taylor’s appointment as head of design, no native crypto wallet or blockchain-based payment features have been announced.

WOOFUN AI

Impact Assessment · Quick Read

The expansion signals X's concrete move toward a super-app model, prioritizing fiat compliance over speculative crypto integration. The absence of crypto suggests regulatory caution is currently outweighing ideological preferences for digital assets. Investors should monitor whether future updates include blockchain features, given the design leadership's background in self-custody tools.
Generated by WOOFUN AI · For reference only, not investment advice

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