Global HNW Crypto Allocation Drops to 6% as Funds Shift to Gold and Deposits

HSBC data shows global HNW crypto holdings fell to 6%. Singapore and Malaysia investors maintain stable allocations while pivoting capital toward gold, deposits, and alternative assets.

Woofun AI data shows that HSBC's 'Affluent Investor Snapshot 2026' report indicates global high-net-worth investors hold an average of 6% in cryptocurrency, a one-percentage-point decline from 2025. Singaporean and Malaysian investors maintain stable allocations of 5% and 6% respectively, viewing crypto as a diversified portfolio component rather than a core holding.

Globally, cash holdings decreased to 19%, while stock allocations rose to 16%. Over the next 12 months, Singaporean investors plan to increase exposure to time deposits, alternative investments, and gold. Malaysian investors prioritize gold, time deposits, and alternative assets, with gold seeing the highest planned increase.

This shift reflects a transition from high-risk growth assets to satellite allocations within diversified portfolios.