Decta Shifts Treasury to USDC via OpenPayd for Internal Settlements

Woofun AI reports that payments platform Decta has integrated USDC for internal treasury settlement via OpenPayd infrastructure. This strategic adoption embeds stablecoins into the company's back-end operations, distinct from its external payment services.

The operational framework was detailed on Tuesday by Lux Thiagarajah, chief commercial officer at OpenPayd, who clarified that this constitutes a proprietary treasury use case rather than a customer-facing payments flow. Decta transfers its own funds into OpenPayd's regulated infrastructure, where they are converted into USDC via OpenPayd's over-the-counter capabilities to support international operational settlements. This mechanism allows the firm to utilize stablecoins for internal liquidity management without exposing end-users to digital asset transactions.

Woofun AI data shows, Scott Dawson, CEO of Decta UK, emphasized the desire for technology that makes financial operations faster, simpler, and more resilient while maintaining existing controls and regulatory discipline. Founded in 2015 in London, Decta provides payment processing, acquiring, card issuing, banking, and other financial infrastructure to businesses. The company operates across 32 countries and serves hundreds of companies, leveraging this integration to streamline treasury operations across its global entities.

Historically, Decta has explored stablecoin issuance, notably in August 2024 when Decta Limited and France-based Next Generation announced plans for a potential euro-pegged stablecoin. This initiative aimed to issue the asset under the European Union's Markets in Crypto-Assets Regulation (MiCA), subject to regulatory approval. The current USDC integration represents a pivot toward utilizing existing regulated stablecoins for internal efficiency rather than developing proprietary assets.

OpenPayd, founded in London in 2018, provides financial infrastructure connecting fiat and digital assets. The company secured authorization under MiCA in June, allowing it to provide crypto services across the European Economic Area, including fiat-to-stablecoin on- and off-ramps. It counts Kraken, eToro, OKX, and B2C2 among its clients, underscoring the growing institutional reliance on regulated stablecoin infrastructure for treasury optimization.