Googly@0xG00gly · 2026/08/27政策影响Banks had for years a very strong preference for deposit tokens as it is much more efficient from a balance sheet perspective & keeps funding the loan book, instead of matching that liability with T-bills. JPM for example already has JPM Coin live....
That being said, their adoption so far implies that the main market participants interested in tokenised deposits are really the banks themselves, instead of their clients... If you aren't getting yield, a stablecoin would be a preferable and safer option anyway (most tokenised deposit users would be above the FDIC limit).
As tokenised deposits struggle to take off and given increased stablecoin regulatory clarity, I expect many more banks over the next few months to seriously explore stablecoin issuance.
But most of them will underestimate how difficult it is to launch a successful stablecoin & will fail: they don't understand crypto flows, so they have to fall back on their own distribution, with little appetite to cannibalise their own products....
Easiest path for them is probably to join a consortium (a few large ones being worked on, both in the US and Europe) though consortium clearly come with their own challenges.
Additionally, I doubt anyone is going for the offshore dollar angle for now, which has found by far the biggest PMF (hello USDT)... simply because they structurally can't: the demand sits in jurisdictions where a US or EU bank cannot onboard the end user or the end user won't want to deal, for different reasons, with a US bank.
Offshore dollars have always been larger than onshore dollars, this is true of the existing financial system and will stay true with regard to stablecoins.
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Googly@0xG00gly · 2026/08/27赛道影响I don't know what you guys are doing but I am afraid to ask. https://t.co/v9D2ByvQll
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Googly@0xG00gly · 2026/08/26观点输出My quant https://t.co/ZC0vbMVMCT
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Googly@0xG00gly · 2026/08/26观点输出-5% in 15 minutes since Cramer's tweet https://t.co/AXgzAQvgsG
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Googly@0xG00gly · 2026/08/26赛道影响@0xNairolf @Cbb0fe More like 2021 bsc, HE wasn't that active on Avalanche but he was huge on BSC so many of them that no-one remember today but where he had 9 figures eg Ellipsis, Nerve, Belt, Alpaca, etc
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Googly@0xG00gly · 2026/08/26观点输出@Dogetoshi Same I realised today I am washed
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Googly@0xG00gly · 2026/08/26观点输出@cryptobyrde @TheStalwart https://t.co/iImtLGRvyP
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Googly@0xG00gly · 2026/08/25市场影响@AviFelman If you are concerned with privacy, why would you buy a non private etf though?
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Googly@0xG00gly · 2026/08/25赛道影响@mk4_lul On gold again?
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Googly@0xG00gly · 2026/08/25观点输出@iam4x @deltaxbt By far his best one, agreed.
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